PennyMac Financial (PFSI) shares are regaining key levels back into its monthly value area and closed strong Tuesday above its 21 EMA near 97. PFSI has room to push back to 100 as a first target now and then potential to retest the top of value at nearly 104. PFSI is seeing strong 20+% sales growth into 2025 despite a challenging mortgage backdrop the past year and now likely sees improving conditions with rates falling.